Blue Chip Capital Group Inc.

What they do

The company builds and plans to operate 'Raisewise' crowdfunding platforms offering debt, equity, rewards and donations, targeting private-market investment opportunities for individual and entity investors. Operations are conducted through wholly or majority owned subsidiaries in the United States (Raisewise USA, 100%), Sweden (Raisewise Sweden AB, 80%), Morocco (Raisewise Morocco, 100%) and Brazil (Raisewise Brasil LTDA, 95%). None of these subsidiaries has recorded assets or liabilities on its balance sheet, and none has commenced operations beyond executing license and management agreements with the parent.

Revenue drivers

• Raisewise USA crowdfunding platform — Intended to provide U.S. investors access to private-market offerings; no revenue to date, and the subsidiary is not yet registered as a crowdfunding entity, with a planned FINRA resubmission by or about December 2026.
• Raisewise Morocco platform — Intended to serve Moroccan investors; regulatory application is pending Moroccan government approval and no revenue has been recorded.
• Raisewise Sweden AB — Intended to serve Swedish investors; 80% owned by the company with 20% sold to Medcap LTD for $50,000, and no operations or revenue to date.
• Raisewise Brasil LTDA — Intended Brazilian platform in final inspection stage before filing for approval with the Comissao de Valorex Mobiliaros; the license and management agreement with the parent is not finalized and no revenue has been recorded.

Recent performance

The company has never generated revenue since inception on November 27, 2019, including through the nine months ended February 28, 2026. Annual net loss widened from $105,874 in fiscal 2022 to $22.7 million in fiscal 2026, with diluted EPS of $-0.2354 for fiscal 2026. For the three months ended February 28, 2026, operating expenses were $3,470,680 versus $1,286,219 a year earlier, and the net loss was $3,166,240 versus $1,377,044. As of February 28, 2026, working capital was a deficit of $1,800,272, and operating cash flow was negative $955,353 for the nine-month period.

Strategy

Management's plan is to fund operations and grow the Raisewise subsidiaries, which it describes as independent but accretive, by raising capital from a pending registration statement and from private placements. The registration statement, declared effective December 1, 2023, covers a best-efforts offering of up to $20,000,000 in units at $2.00 per unit, but requires a post-effective amendment with audited fiscal 2026 and 2025 financial statements before proceeds can be raised. During the nine months ended February 28, 2026, the company raised $955,000 from convertible notes and equity sales to accredited investors. Management states it needs to raise at least $2,000,000 or more through equity or debt infusions to fund the next 12 months.

Risks

• Going concern — The independent auditors included an explanatory paragraph for fiscal 2026 and 2025 citing substantial doubt about the company's ability to continue as a going concern, with an accumulated deficit of $30,906,827 at fiscal year-end 2026.
• No revenue or operating history — The company has recorded no revenue since inception, and its Raisewise subsidiaries have no assets, liabilities or commenced operations.
• Capital raise uncertainty — The best-efforts offering requires a post-effective amendment to the registration statement and there is no assurance any proceeds will be raised, while management says it needs at least $2,000,000.
• Regulatory and broker-dealer exposure — Raisewise USA must be registered with FINRA and is subject to its authority and penalties, and the company states that if deemed a broker-dealer it could face fines, rescission offers and higher compliance costs.

Outlook

Management states that continuing operations depends on raising capital from its registered offering, which requires a post-effective amendment, and on additional equity or debt infusions of at least $2,000,000 or more. The company has no current arrangements or commitments from third-party investors or related parties and says there can be no assurance it can raise funds on satisfactory terms or at all. Raisewise USA plans to resubmit its FINRA application by or about December 2026, and Raisewise Morocco's application remains pending.